Just as with our homeowner’s, auto, and health insurance, you only need it when you need it. But, when you need it, you NEED IT. And in that time of crisis, you want to be with a company that treats you fairly and makes things easy.
We recommend insurance on all trips – international and domestic – that have nonrefundable components (hotels, airfare, tours, etc.). For our international travelers, the most important aspect is medical coverage. The majority of health insurance policies do not extend coverage abroad. In the event of a broken arm from a bike tour or crashing your Vespa scooter in the Chianti countryside, medical bills can add up quickly. And if medical evacuation is ever necessary, get ready to hand over the house.
Here are some other reasons we highly recommend travel insurance:
At time of initial deposit (meaning, when you book your first trip element: air, a hotel, tour, etc.) to ensure you maximize your policy coverages.
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